Martins Sulte, Mintos Co-founder and CEO will share more about the Mintos experience and how we're adjusting while “Navigating the Challenging Times for. At Mintos, we connect investors from all over the world with loans originated by a variety of international and Mintos-authenticated alternative lending companies. Bewertungen für Mintos Deutsch | Sterne von Bewertungen für mintos.com/de | Alle Bewertungen, Erfahrungen und Berichte - gesammelt durch eKomi.
BewertungszertifikatKontakt. AS Mintos Marketplace Skanstes Riga, LV Lettland. Webseite: ukiyouth.com Martins Sulte, Mintos Co-founder and CEO will share more about the Mintos experience and how we're adjusting while “Navigating the Challenging Times for. Mintos ist ein Peer-to-Peer-Marktplatz für Kredite. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Kredite und verdienen Sie.
Mintos.Com Pourquoi investir avec Mintos ? VideoКак стать банкиром с десятью евро? Обзор площадки Mintos и знакомство с p2p кредитованием
Wir in unserem Casumo Casino Test Mintos.Com Kategorie der Mintos.Com, lesen. - FinanzierungsdetailsMindestanforderungen Kombiwetten das Betriebssystem: Android 4. Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives. Mintos ist ein Peer-to-Peer-Marktplatz für Kredite. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Kredite und verdienen Sie. Effective immediately, loans of both lending companies are suspended from the Primary and Secondary Markets on Mintos. Following the. Hier können Sie mehr darüber lesen ukiyouth.cominvestieren-und-risiko/. Wir empfehlen auch immer das Portoflio zu diversifizeren. Wenn.
You can also see that I had only had a very small amount of defaults 2. This is actually my fault, as once I invested in a couple of loans by mistake that didn't have a buyback guarantee, and one of those loans defaulted.
As for all platforms, I also like to know what the raw data is saying versus the information given by the platform.
Overall, I can say that I still got very solid results from Mintos after these four years of investing on the platform.
Of course, I will update this section regularly as I have more results coming from the platform. Courses Tools.
Mintos Review My Results after 4 Years. Last Update: October 8th My Overall Rating. My Average Yield. Investment Protection.
What I Liked. Buyback guarantee on most of the loans. From what i explored from Mintos so far, it looks to me that except the rating of the loan originator, there is no other important information to evaluate the risk of default of any given loan in the platform.
On the other hand, it is surprising to see that there is no clear correlation between loan originator risk rating and interest rate of the loan.
Also as far as i have seen there is no information on how many cases the loans have defaulted when buy back option is not active or if the buy back option has been executed in the favour of the investor when the loans have had such option.
As far as i remember from your post as well, you have not given such information as well, except for the portfolio defaulted due to bankruptcy of the loan originator.
How did you select the loans that you invested, what kind of criterias did you use? Also, from a search from internet i encountered some information about a Latvian guy Aigars Kesenfelds, who is one of the founders of Mintos and who is also main shareholder of many loan originator companies listed in Mintos.
Do you have any information about such issue? So hope you can update that for people to see how your account rly is doing than just empty words if you get what Im sayin.
Hi Emil, thanks for your feedback. I have shared my thoughts on this in a separate post. But you could also sell the loans in an auto invest portfolio.
What do you think of the recent Mintos Pending Payments? What do you think? Also especially of the recent LuteCredit and Monego Issues….
However we need to keep in mind that they are only aggregators of loans. Thanks Jean. Up till now actually, I never read about loan defaults on Mintos with buyback of course.
There have been loan originator defaults before on Mintos, and I mention it on this blog too. The most famous one so far is EuroCent.
I was in fact affected by that default as I had money invested in Eurocent loans. However, the profit during the year had more than covered the money lost in the default.
I am new to investing. Do you think that Mintos is good option when I will invest on monthly base? Happy to answer further questions.
Hi Jean, I got a question. Apart from the sad example of the Eurocent, have you had any defaults on the loans in your portfolio those with or without buyback guarantee?
It seems to me that Mintos is one of the best investment deals out there if your portfolio is diversified correctly.
The risk is minimal, and the reward is decent. I agree Ilya. Given that you live in Russia and have first-hand knowledge of the situation there, you can also add the currency play into the mix for even bigger gains.
Does it mean that the average loan on the platform has a 2-month length? My portfolio is very straightforward. But I believe the difference is too large.
Also, my investment target is set much higher than my current account value, meaning that all interest I get back are being immediately re-invested.
Do you have any experience on this i. Am I making some wrong calculations in the formula? Chris, you are correct about one month being too early.
For some of the worse loans, you need to wait around 90 days until buy-back to kick in and interest for it to be paid as it affects your calculations.
I think that a super important point that you cited in your article is that Mintos in profitable. Not many platforms managed to do so.
Yes I definitely agree that it is a very important aspect of investing with Mintos Teo, thanks for commenting. Hello Jean, many thanks for sharing your deep knowledge of Mintos.
To me, it seems like in both cases the investment is automatically handled by the platform, with the only difference that in Auto-invest you have more options for customising.
How often is it paid and is it reinvested by default by the platform? Thank you! Welcome to the club! You can think of it as a typical bank savings account but with much higher interest.
There is a strong focus on liquidity so you should be able to withdraw your money from it at any point. I would suggest that you use Auto-Invest for more long-term investments, although you could also sell those loans on the secondary market should you need to do so.
I have been watching developments in Europe since with huge interest. Political developments may eventually lead to the breakup of EU and euro and individual nations to return to their national currencies.
There are plenty of articles on the web mentioning how difficult it is for non-UK residents to invest in UK P2P platform. Perhaps as a European, you can offer me some insights on this.
I believe the world is becoming more globalized and the nation-state becoming less powerful of a concept. Potential problems might be the KYC and AML requirements implemented in European states and a lack of size to be able to support multiple countries support in different languages is one problem.
I believe Mintos or other platforms could have expanded to Switzerland, but to my best knowledge none of them did.
I am investing on Mintos too I have tried many strategies but i found none working. It seems to me not possible because regardless how many loan originators you use you will always have too many loans not paid in time.
Returns depend on how you set your auto-invest up. So if investors are talking about their returns over the past few months with specific auto-invest settings, then it makes sense for them to be seeing those average returns.
The average delayed loan rate you mentioned seems normal to me. Is not need to explain the basics to me. I am just saying that it is hard to believe that among As of 25th July I am seeing a The net annual return they quote might actually be two slightly different things.
First, it could be the average return across all the loans listed on Mintos over the past days. Secondly, it could be the actual returns obtained by investors on Mintos over the past days.
Conor I have around Hi, did you have to provide some info on your incomes to Mintos? I heard over 50 k euro and over k euro they ask some proves on invested funds — like salary, info on your bank account transfer etc.
When I reached 50 k they just asked some questions without asking for documents but they mentioned that if I reach k they will ask for some documented proofs.
I have recently started investing in Mintos, and for the time being, my feedback is a very positive one.
I am still in the process of getting to know the platform. From what I understood, this affects the liquidity of my overall investment since you cannot liquidate investments which are late.
I will be publishing a guide on how to set up auto-invest on Mintos soon. Comments for robots Please remove this comment to prove you're human.
Thanks for choosing to leave a comment. Please keep in mind that all comments are moderated according to our comment policy , and your email address will NOT be published.
Please Do NOT use keywords or links in the name field. Online Entrepreneur. Global Citizen. Padel Player. Skip waiting lines and reach your personal Investor Service Associate whenever you need assistance on Mintos Marketplace.
Be the first to know and try our new features, pre-launch versions of our upcoming products on Mintos, and get to share your feedback.
Get special deals for fintech events sponsored by Mintos. When possible, join investor meetups with Mintos CEO and team.
Rosaline 1 avis client septembre 11, Tout va bien pour le moment. Visiter leur site officiel et en savoir plus Mintos Visiter le site officiel.
Welcome to Financer. Not your location? America 3 US Brazil Mexico. Asia 4 Georgia Russia Indonesia Kazakhstan.
Ukraine Italy Romania Latvia Slovakia. Vous n'avez pas de compte? Por eso decidimos analizarlo y probarlo. Es una de las mayores plataformas de crowdlending en Europa y ha recibido varios premios desde su nacimiento en Algo que agradecemos.
La parte mala es que no tienen que cumplir los requerimientos de la CNMV, que son bastante estrictos. Mintos es solo el intermediario.
No inviertas dinero que puedas necesitar en el futuro. Antes de invertir tienes que depositar dinero en tu cuenta. Son muy amables y resolutivos.
Sabemos seguro que con la cuenta de ING puedes hacer este tipo de transferencias sin comisiones. Empezar a invertir Te has registrado y has ingresado el dinero.
Ahora viene la parte interesante. Los hay muy buenos, los hay no tan buenos y los hay malos. Como hemos visto en la tabla, puedes invertir en Mintos en varias divisas.
Recuerda que esto es solo un criterio orientativo y no elimina por completo el riesgo de perder dinero. En esos casos el riesgo se traslada del prestatario al prestamista originador.
Se nota que son una empresa seria. Esto lo decimos porque hemos descargado sus datos brutos y son 13 documentos Excel con Nosotros estamos encantados de que Mintos ofrezca este tipo de incentivos, aunque tenemos que admitir que es un poco complicada de entender.
Estaremos encantados de responderte.